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Serving Iowa Neighborhoods, One Home at a Time.

Services

Our Services

Mortgage Lending Appraisals

Independent residential appraisals for mortgage lenders and financial institutions. Reports are completed in compliance with USPAP and current lending guidelines, with reliable communication and timely delivery throughout Central Iowa.

Appraisals for Homeowners

Objective market value opinions for homeowners who need an appraisal for pre-listing pricing, PMI removal, refinancing decisions, or general property valuation. Clear, well-supported reports help homeowners make informed real estate decisions.

Estate or Legal Appraisals

Professional residential valuations for estate settlement, probate, divorce proceedings, and other legal matters. Appraisals are carefully documented and prepared to meet the needs of attorneys, courts, and financial advisors.

About

OUR STORY

Meet The Appraiser

Jim Cate is a State of Iowa Certified Residential Real Estate Appraiser providing independent residential appraisal services throughout Central Iowa. His practice focuses on the Des Moines metro area and surrounding communities, including Polk, Dallas, Warren, Greene, Carroll, Madison, Cass, Jasper, Adair, Story and Guthrie counties, with special focus on Lake Panorama.

Before entering the appraisal profession, Jim spent nearly a decade in the personal lines insurance industry, working extensively with homeowners and residential properties. This experience provided him with a strong understanding of home construction, property characteristics, and the factors that influence residential property value. His background in insurance allows him to approach each appraisal assignment with careful attention to detail and a well-rounded perspective on residential real estate.

Jim is committed to delivering credible, well-supported valuations with clear communication and dependable turnaround times. All appraisal assignments are performed in accordance with the Uniform Standards of Professional Appraisal Practice (USPAP) and current industry guidelines.

Jim is a native of Johnston, with a degree from the University of Iowa. He resides in Urbandale with his wife, two children and dog. He is an avid Hawkeyes, Red Sox and Patriots fan, and enjoys spending time on the golf course or their pontoon boat at Lake Panorama.

With deep familiarity with the Central Iowa housing market, Jim provides appraisal services for lenders, attorneys, real estate professionals, and private clients, helping them make informed real estate decisions with confidence.

Contact

Let’s Connect

Reach out to start your residential appraisal order anywhere in Central Iowa.

Jim Cate

jim@cateappraisals.com

515-321-9932

PO Box 75181

Clive, IA 50325

State of Iowa License #CR03934

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© 2026 by Cate Appraisals.

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